Dangerous Truck Drivers Fall Through the Cracks of the CSA Program

In late 2010, the Federal Motor Carrier Safety Administration (FMCSA) implemented an extensive new program to improve safety in the commercial trucking industry. Known as the Compliance, Safety, Accountability program, the initiative focuses on identifying and sanctioning trucking companies with track records of risky driving in order to prevent future trucking accidents. Continue reading

Insurance Adjusters: How-To’s

The Insurance Adjuster’s Job Is To Pay You Less

The insurance industry trains all of its adjusters to pay as little as possible on claims.  Some adjusters are rewarded with bonuses and promotions based on the amount of money they payout.  There are many tactics the insurance industry uses to drive down the value of your case.  Here are a few: Continue reading

What Is Personal Injury Law?

Personal injury refers to the fact that the injury is to one’s ‘person’, thereby differentiating it from property damage.  In personal injury law, the at-fault person (sometimes known as a tortfeasor) is responsible for all of the injuries caused by his or her negligence, or by any other unlawful conduct. If you are injured as a direct result of that conduct, you are entitled to be fully compensated for all the injuries that you suffered. In the law, the goal is to make the injured party whole. That is, the purpose of monetary compensation is to try to restore you and your family to the position that you were in before your accident. Continue reading

Why Hire a Lawyer?

The question may enter your mind: Should I even hire a lawyer, as opposed to just dealing directly with the insurance company and its adjuster? You should know that although the insurance adjuster may seem friendly and cooperative, he or she works for the insurance company that will pay to settle your claim. If the insurance adjuster can persuade you to settle your claim for less than what it is worth, that is good for the insurance company but bad for you. Unlike a lawyer you hire, the insurance company has no legal duty or financial incentive to treat you fairly! Continue reading

Damages

Medical Expenses

As everyone who lives in a modern society knows, health care can be very expensive. Even if you have medical insurance or good medical coverage through an auto insurance policy, you may be charged thousands or tens of thousands of dollars for a lengthy hospital stay, a trip to a specialized care center or repeated doctor visits and physical therapy appointments. If you do not have medical insurance, these costs can quickly reach into five or six figures. For someone who has suffered a catastrophic injury or a permanent disability, lifelong medical treatment can cost millions of dollars. Continue reading

Insurance Companies

Common Defenses Used by Insurance Companies

As experienced personal injury lawyers, we have years of experience with the misrepresentations, exaggerations and outright lies insurance companies commonly use after injury victims make a legal claim. One common defense is to suggest that the victim suffered from similar injuries before the accident, or that the victim was predisposed to the type of injury he or she suffered. Yet another defense is to try to prove that the victim’s injuries were not caused by the accident, but by other events in the victim’s life. When insurance companies cannot dispute the fault of their insureds (customers), they might resort to the age-old tactic of attacking a plaintiff’s character or preexisting medical history. Continue reading

The Medical System

Doctors and Other Medical Providers

If you have been seriously injured for the first time, you may be encountering types of doctors that you have never heard of before. The following are some of the medical specialists that personal injury victims are most likely to encounter. Continue reading