Blog

Dangerous Truck Drivers Fall Through the Cracks of the CSA Program

In late 2010, the Federal Motor Carrier Safety Administration (FMCSA) implemented an extensive new program to improve safety in the commercial trucking industry. Known as the Compliance, Safety, Accountability program, the initiative focuses on identifying and sanctioning trucking companies with track records of risky driving in order to prevent future trucking accidents. Continue reading

Insurance Adjusters: How-To’s

The Insurance Adjuster’s Job Is To Pay You Less

The insurance industry trains all of its adjusters to pay as little as possible on claims.  Some adjusters are rewarded with bonuses and promotions based on the amount of money they payout.  There are many tactics the insurance industry uses to drive down the value of your case.  Here are a few: Continue reading

What Is Personal Injury Law?

Personal injury refers to the fact that the injury is to one’s ‘person’, thereby differentiating it from property damage.  In personal injury law, the at-fault person (sometimes known as a tortfeasor) is responsible for all of the injuries caused by his or her negligence, or by any other unlawful conduct. If you are injured as a direct result of that conduct, you are entitled to be fully compensated for all the injuries that you suffered. In the law, the goal is to make the injured party whole. That is, the purpose of monetary compensation is to try to restore you and your family to the position that you were in before your accident. Continue reading

Why Hire a Lawyer?

The question may enter your mind: Should I even hire a lawyer, as opposed to just dealing directly with the insurance company and its adjuster? You should know that although the insurance adjuster may seem friendly and cooperative, he or she works for the insurance company that will pay to settle your claim. If the insurance adjuster can persuade you to settle your claim for less than what it is worth, that is good for the insurance company but bad for you. Unlike a lawyer you hire, the insurance company has no legal duty or financial incentive to treat you fairly! Continue reading

Damages

Medical Expenses

As everyone who lives in a modern society knows, health care can be very expensive. Even if you have medical insurance or good medical coverage through an auto insurance policy, you may be charged thousands or tens of thousands of dollars for a lengthy hospital stay, a trip to a specialized care center or repeated doctor visits and physical therapy appointments. If you do not have medical insurance, these costs can quickly reach into five or six figures. For someone who has suffered a catastrophic injury or a permanent disability, lifelong medical treatment can cost millions of dollars. Continue reading

Insurance Companies

Common Defenses Used by Insurance Companies

As experienced personal injury lawyers, we have years of experience with the misrepresentations, exaggerations and outright lies insurance companies commonly use after injury victims make a legal claim. One common defense is to suggest that the victim suffered from similar injuries before the accident, or that the victim was predisposed to the type of injury he or she suffered. Yet another defense is to try to prove that the victim’s injuries were not caused by the accident, but by other events in the victim’s life. When insurance companies cannot dispute the fault of their insureds (customers), they might resort to the age-old tactic of attacking a plaintiff’s character or preexisting medical history. Continue reading

The Medical System

Doctors and Other Medical Providers

If you have been seriously injured for the first time, you may be encountering types of doctors that you have never heard of before. The following are some of the medical specialists that personal injury victims are most likely to encounter. Continue reading

Follow the O’Connell Law Firm, P.C. on Social Media

At The O’Connell Law Firm, P.C., we have been representing wrongfully injured victims throughout Denver, CO for more than 15 years. If you or someone you love has been injured through no fault of your own, you can count on our firm to pursue maximum compensation on your behalf. Not only are we accredited by the Better Business Bureau (BBB), but we have earned membership in the Million Dollar Advocates Forum®. No case is too big or too small – we’ll stand by you every step of the way. Continue reading

5 Things You Need to Know When Dealing with Your Insurance Co.

As you might imagine, we get a lot of questions from clients about how to deal with their insurance company. Here are 5 very simple tips to help you more competently deal with your insurance company both, in advance of, and during the claim process:

Don’t Trust Your Insurance Agent Blindly!Insurance agents are often hired based on their charisma, charm and ability to sell policies, not necessarily on their depth of knowledge or aptitude in fitting the right policy to their clients. No matter how affable your agent is, do your own research and due diligence in determining which policy and/or which insurance company is right for your needs. Continue reading

Keys To Personal Injury Cases

After suffering an injury due to another person’s negligence, you have a legal right to compensation to help you deal with the consequences, and get whole again. At The O’Connell Law Firm, P.C., in Denver, Colorado, we represent people in personal injury and wrongful death claims.

Our attorneys focus on maximizing the compensation available to accident victims, and making sure that people are treated fairly by gigantic insurance companies. To learn more about legal representation to help you through this, contact us for a free initial consultation. Continue reading